PEOPLE
George Zippel
President and Chief Executive Officer, Scottish Re Group Limited

George joined Scottish Re Group Limited as President and Chief Executive Officer in August 2007. Prior to joining the Company, George was President and CEO of Genworth Financial's Protection segment, which included the company life insurance, long-term care insurance, employee benefit, and payment protection insurance businesses. Prior to joining Genworth as part of its initial public offering in May 2004, George held various senior management, operations and financial roles with the General Electric Company. He joined GE Financial in 1999 as President and CEO of First Colony Life Insurance Company.

George holds a B.A. in Economics from Hamilton College. He was most recently a board member of the American Council of Life Insurers and served on the Boards of Directors of Centra Health, Amazement Square – The Rightmire Children’s Museum, STEP with Links, and the NAILBA Charitable Foundation.

george.zippel@scottishre.com
Terry Eleftheriou
Executive Vice President and Chief Financial Officer, Scottish Re Group Limited

Terry leads the global finance function and is responsible for financial operations, including accounting and reporting, financial planning and analysis, taxation, audit, and investor and rating agency relations.

Terry was most recently a group finance executive with XL Capital where he was responsible for leading a number of strategic global initiatives to transform and integrate finance operations and enhance business processes and related controls. Prior to joining XL Capital in November 2003, Terry was the CFO of Sage Insurance Group International and previously was the finance leader for the retirement services segment of American General Financial Group.  He also occupied a variety of leadership roles spanning a fifteen year career with Ernst & Young where he specialized in providing assurance and advisory services to insurance and financial services companies in North America, Europe, and Asia.

Terry holds a B.S. in Economics from City University of London and is a Chartered Accountant.

terry.eleftheriou@scottishre.com
David Carrick
Senior Vice President, Group Controller, Scottish Re Group Limited

David is responsible for overseeing the corporate financial reporting and controllership activities.

David's career extends over eighteen years of senior finance and controllership roles with international corporations. Most recently, David was the Director of Finance for Tyco International, Ltd. where he was responsible for all of the finance functions of Tyco's Dublin, Luxembourg, and Bermuda offices, including treasury and operations support. Prior to Tyco, David spent over six years with the Bank of Bermuda/HSBC where he held the position of Head of Global Financial Reporting with responsibility for maintaining all aspects of financial and regulatory reporting for the bank. David's career also included strategic roles at Bacardi Capital Limited and KPMG.

David holds a B.A. from Heriot Watt University in Scotland with a specialization in Accounting and Finance. Additionally, he is a member of the Institute of Chartered Accountants of Scotland.

david.carrick@scottishre.com
Samir Shah, FSA, FRM, PRM
 Executive Vice President, Chief Risk Officer, Scottish Re Group Limited

Samir is charged with developing and implementing a risk management strategy and operating framework designed to significantly improve risk management disciplines across the company.

Samir has over twenty years of experience in risk and capital management and has done extensive work developing and implementing Enterprise Risk Management (ERM) concepts, methods and tools. Most recently, Samir was a Principal with Towers Perrin where he was a leader in the firm's global Enterprise Risk Management practice which helped insurance companies, banks and non-financial institutions manage enterprise-wide risks. Prior to his ten-year tenure at Tower Perrin, Samir held various management consulting roles focused in areas such as non-traditional actuarial risk management, operational efficiency and financial performance improvement.

Samir holds a B.S. and an M.S. in Industrial Engineering, specializing in Operations Research and Management Science, from Northwestern University. He is a Fellow of the Society of Actuaries (FSA), a Financial Risk Manager (FRM) certified by the Global Association of Risk Professionals and a Professional Risk Manager (PRM) certified by the Professional Risk Managers International Association.

samir.shah@scottishre.com


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