These ratings reflect our solid capitalization, experienced management team, sound operating plans and conservative investment philosophy.

Scottish Annuity & Life Insurance Company (Cayman) Ltd. Scottish Re (U.S.), Inc. Scottish Re Limited  Scottish Re Life Corporation
A.M. Best B- B- B- B-
Fitch Ratings BB BB BB
Moody's Ba3 Ba3
Standard & Poor's BB BB BB BB

Insurance ratings are widely accepted as an important means of assessing the financial strength and quality of insurers and reinsurers.







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